Debt Free Living: 10 Things Debt Free People Do

Debt Free Living: 10 Things Debt Free People Do

 Is it your dream to be debt free? Well, you are not alone. There are millions of people that practice debt-free living every day.But what makes them different than the other group of millions that carry credit card balances and are loaded with other types of debt?How...

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17 Ways to Save Money on Groceries

17 Ways to Save Money on Groceries

If you are trying to maximize your income, preparing meals are home will be your most cost-efficient way of eating. Not only does cooking at home save money, it is often healthier because the portions eaten are smaller.But even shopping for groceries can be expensive,...

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How to Save Money to Buy a House

How to Save Money to Buy a House

Some say it is the American dream...owning your home. But before you can own your own home, you have to understand how to save money for a home. There are also a number of costs associated with owning your own home. It is more than just a down payment and a mortgage....

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How to Save $10,000 in a Year

How to Save $10,000 in a Year

Life will constantly remind that you need to have extra money set aside for the unplanned surprises that come along. Statistics say that even a $500 unplanned expenses will be a hardship for most families. Think about what $1,000 could do for you when an unplanned...

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How to Plan Your Short Term Financial Goals for 2019

How to Plan Your Short Term Financial Goals for 2019

Setting financial goals is a big part of reaching financial freedom. Experts say you are more likely to achieve goals if you put them in writing and monitor them regularly. With the new year upon us, it is time to look at your short term financial goals (what you want...

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How to Make a Simple Budget Using the 50/30/20 Method

How to Make a Simple Budget Using the 50/30/20 Method

Budget...just the sound of the word makes me feel uneasy. It gives me a feeling of restriction and no fun, but really it is not that at all. A simple budget is one small part of your journey to financial freedom. It is what will help you payoff your debt as well as...

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5 Amazingly Simple Tips for Financial Success in 2019

5 Amazingly Simple Tips for Financial Success in 2019

As the new year is right around the corner, our thoughts turn to what we are going to do this year that we did not do last year. Why not make this your year by doing the things to it takes you to be successful financially. Being financially successful isn’t rocket...

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How to Stop Living From Paycheck to Paycheck

How to Stop Living From Paycheck to Paycheck

Getting a paycheck is one of the most rewarding things in our lives. Without it we would not have most of things we have and would be without many necessities. A paycheck puts food on the table, a roof over our heads and clothes on our backs. These are just the simple...

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Should I Pay Off Debt or Save Money?

Should I Pay Off Debt or Save Money?

When the question of money comes up and the discussion turns to paying off debt vs saving money, which should you do first? First off, I don’t necessarily think there is any right or wrong way to answer this question. It is more about what is right for you and where...

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7 Tips for Living a Minimalist Lifestyle

7 Tips for Living a Minimalist Lifestyle

If you spend much time online reading personal finance sites, it will not be long before you start coming across information and personal stories about minimalism. People who are successful and live a “zen” lifestyle all talk about minimalism and its benefits. In a...

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12 Creative Money Challenges to Increase Your Net Worth

12 Creative Money Challenges to Increase Your Net Worth

Wanna achieve a goal? Challenge yourself! Write down a money challenge goal, set a time to achieve it and create a fun tracker that will let you track your progress. It is that simple. At least in theory, it should be. Whether you're a professional money manager or...

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8 Simple Ways to Save Money During the Holidays

8 Simple Ways to Save Money During the Holidays

Christmas is a time of celebration, family and giving. While it can be a lot of fun, it can also be filled with its share of stress. Planning will go a long way when it comes to having less stress and creating an enjoyable time for all. Another holiday concern is how...

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What Is Your Money Personality?

What Is Your Money Personality?

What makes some people savers and others spenders? Just because you have always been a spender does not mean you cannot start saving and spend less. And on the flip side, if you save every penny you make, it might be time to loosen the purse strings and start...

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The Ultimate Money Mindset Reading List

The Ultimate Money Mindset Reading List

Personal finance books can range from a step-by-step guide for getting out of debt to a plan for saving for retirement and everything in-between. If you are going through something in your life or just want to gain more knowledge, reading a book is a great way to do...

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8 Habits That Will Keep You Broke

8 Habits That Will Keep You Broke

Have you come to the end of the money and it is not time for your paycheck yet? Is this a recurring problem in your life? If so, it may not be about needing more money to live on. It could be about habits you have developed that are keeping you in the poor house. I...

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Roth IRA vs 401(k)…Which One is Right for You?

Roth IRA vs 401(k)…Which One is Right for You?

Personal financial planning has changed over time as more options for saving for retirement have become available to individuals. If you  compare a 401(k) vs Roth IRA, is one better than the other? Can you have both? There are a lot of choices when it comes to...

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5 Simple Steps to Setting Financial Goals

5 Simple Steps to Setting Financial Goals

Setting financial goals…it is the first step to making your dreams come true. It is the fun part of financial planning. You can put down on paper exactly what you want out of life. The challenge may be planning how you are going to achieve these goals. A...

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20 Things We Stopped Buying to Save Money

20 Things We Stopped Buying to Save Money

You wonder how people with low income manage to have nice things and save money on top of it. Simple, they are willing to give up things to save money. They buy only what they need and that is the path we went down to save thousands each year by avoiding unnecessary...

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6 Quick and Easy Steps to Living Frugally

6 Quick and Easy Steps to Living Frugally

Living frugally is one of the best ways to save money. Wondering how to live frugally? It is all about identifying ways to spend less money on expenses and other costs. And it can be done by anyone, no matter where you live. Living frugally is as simple as evaluating...

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How to Save Time and Money with CLEP Exams

How to Save Time and Money with CLEP Exams

College can be one of the biggest investments you will make in yourself and your children. If you take the time to plan and look at all your options for getting a college education at the best price, you will find you do not have to spend 10+ years paying off student...

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10 Money Saving Tips That Can Save You Hundreds

10 Money Saving Tips That Can Save You Hundreds

It seems like almost daily we receive a bill in the mail that needs paid. Or are you one of the lucky few that has your bills setup to pay automatically? Nonetheless, our daily lives are full of expenses and there are times they can become overwhelming. There are even...

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10 Simple Financial Planning Printables

10 Simple Financial Planning Printables

Whether you are trying to get out of debt or just trying to control your household expenses, a budget is essential part of financial planning. You can simplify the process of personal financial planning by putting it all down on paper. Using free budget planning...

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8 Creative Ways to Save Money for College

8 Creative Ways to Save Money for College

With the exception of buying a home, paying for college will be one of the highest costs in your life. What is the best way to save for college? If you take the time to plan your education, you can do a lot to reduce the cost of education substantially. The Best Way...

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